VA Loan - A long-term, low or no down payment loan guaranteed by the Department of Veterans Affairs. Restricted to individuals qualified by military service or other entitlements.
VA Mortgage Funding Fee - A premium of up to 1-7/8 percent (depending on the size of the down payment) paid on a VA-backed loan. On a $75,000 fixed-rate mortgage with no down payment, this would amount to $1,406 either paid at closing or added to the amount financed.
Variable Rate Mortgage (VRM) - See adjustable rate mortgage
Verification of Deposit - A document signed by the borrower's financial institution verifying the status and balance of his/her financial accounts.
Verification of Employment - A document signed by the borrower's employer verifying his/her position and salary.
Vesting - Name(s) in which title to a property is held.
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